Banking Law
Attorneys who form a working relationship with your financial institution
The banking attorneys at Kreis, Enderle, Hudgins & Borsos, P.C. provide skilled representation for financial institutions. We handle your litigation matters as needed, or we act as general counsel to help you anticipate and resolve conflicts before litigation is necessary.
Loan documentation
Borrowers must fill out and sign certain documents prior to taking out secured and unsecured loans. We review, draft and negotiate the terms of legally-sound loan documents — including loan applications, loan agreements and promissory notes — for banks and other lending institutions.
Loss recovery
Our attorneys help your bank recover as much of your loss as possible when your borrowers fail to repay their debts. We know how to fight for your rights when borrowers attempt to use bankruptcy to avoid their obligations to your financial institution.
Mortgage modifications
Kreis Enderle examines mortgage modification requests very closely, and advises you to only accept petitions that are in your best interests. If we believe that the borrower can reasonably achieve a satisfactory payment schedule, we help ensure that the modification agreement solidifies your rights to further action in the event of default.
Workouts
We work with lenders to set up reasonable workout programs if borrowers are unable to pay lenders back for loans. When possible, our goal is to prevent foreclosures and other legal actions so our clients can preserve their relationships with responsible borrowers and collect on loans that may otherwise have been defaulted.
Foreclosure
Our attorneys have extensive experience prosecuting foreclosures. We follow the proper protocol with confidence and efficiency. Even when we encounter bankruptcy stays during foreclosure proceedings, we persist in our goal of claiming the property that rightfully belongs to your bank.
Collection of accounts in default
Our lawyers recognize that credit accounts in default can have a profound effect on your bank's flexibility in the short and long term. We do not hesitate to file suit and seek default judgments on your behalf.
Defense of lawsuits
Mechanics lien defense
A mechanics lien is a powerful tool, and only a sophisticated lawyer can successfully fight it. Our banking lawyers have the knowledge and experience to challenge mechanics liens and protect your bank against unfair demands for payment.
Truth in lending complaints
Our attorneys provide effective defense of truth in lending complaints, including claims of failure to disclose:
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Fraud and negligence claims
When your bank faces a lawsuit alleging fraud or negligence, it must be addressed promptly. Our lawyers have the skill and experience needed to defend banks against consumer and business litigation, and we act swiftly on your behalf.
Team with our lawyers to bolster your bank's market position
To receive professional representation for your financial institution, contact Kreis, Enderle, Hudgins & Borsos, P.C. We support the Michigan banking industry from offices in Grand Rapids, Kalamazoo, Battle Creek and Lansing.
